At the European Digital Finance Conference in Amsterdam, Yorick Naeff delivered a clear and timely message: innovation in banking is no longer about ideas or experimentation — it is about execution and measurable impact. Drawing on his experience as founder of BUX and now leading innovation within a major European bank, Naeff outlined how the definition — and practice — of innovation is rapidly evolving under the influence of AI, digital assets, and changing customer behaviour.
How innovation is reshaping financial services by Yorick Naeff, Head of Innovation, ABN AMRO Bank. From creating better client experiences to unlocking new ways of delivering value in an increasingly digital world. Platform-Led Core Transformation: Building the Bank for the Next Decade by Vladimira Tomasek, Head of Core Banking Systems, VUB Bank and Brad Goad, CRO Banking Services DXC GrowthX. Modern core banking transformation leverages existing systems through functional decoupling, modular architecture, and platform thinking—supported by strategic
There is a moment in every core banking conversation when someone in the room mentions the word 'replacement'. Consultants lean forward. Vendors smile. Risk officers reach for their antacids. For most banks, the word carries the weight of a multi-year, nine-figure transformation programme — the kind that ends careers, strains balance sheets, and occasionally brings down institutions.
How can banks balance regulatory compliance with the need to evolve their data and technology architectures for advanced analytics and AI? This question was at the heart of the final panel discussion during the European Digital Finance Conference in Amsterdam, where industry leaders explored the intersection of regulation, data governance, and modernization. One theme stood out clearly: regulators can act as a catalyst, not just a constraint.
Amsterdam — At the recent European Digital Finance Conference, a panel of senior banking and technology leaders challenged one of the most persistent myths in financial services: that innovation requires replacing legacy systems. Instead, the discussion revealed a more nuanced reality. Banks across Europe are discovering that modernization does not necessarily mean ripping out mainframes.
With only 30 tickets remaining, the European Digital Finance Conference (EDFC) is close to being completely sold out — just as it is every year. If you work in banking, digital transformation, technology, or innovation, this is where the conversations that shape the next 3–5 years are happening. EDFC sells out every year — and this year is no exception. If you want to be in the room with senior decision-makers from across Europe’s banking ecosystem, now is the moment to secure your seat. We look forward to welcoming you. See you at EDFC.
EDFC – Confirmed Speakers
Paolo Sironi — Global Research Leader in Banking, IBM
Yorick Naeff — Head of Innovation, ABN AMRO Bank
Jérôme Léger — Chief Architect, Groupe Crédit Agricole
Krista Luijten — Chief Data Officer, Finance & Risk, ABN AMRO Bank
Vladimira Tomasek — Head of Core Banking Systems, VUB Bank
Damir Vodenicarevic — CEO & Co-Founder, Clehance
Michał Niedźwiecki — IT Director, mBank