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BANKING TRANSFORMATION, IN PRACTICE

Hall 1 — Technology Transformation & Hall 2 — Risk, regulation & ecosystems

Two dedicated conference halls cover the industry’s most important priorities—from core banking, AI, and digital transformation to financial crime, regulation, and ecosystem partnerships.

 

November 19 2026, Amsterdam
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Provisional Agenda

Agenda is updated regularly. Some titles are place holders. Content and timing may change.

HALL 1: BUILDING THE BANK

09:00 – 11:30 | SESSION 1.1 — INNOVATION, GENAI & AGENTIC AI

The conversation has moved from whether AI belongs in banking to how fast innovation can be turned into production-grade impact. Session 1 opens the day by bringing together innovation leaders and AI practitioners to cover what’s actually being built — from bank-wide AI innovation hubs to agentic AI systems and GenAI in production — before turning to the strategic and regulatory questions every bank now has to answer.

09:00 – 09:20 (20 MIN) — INNOVATION AT SCALE

 

Building STACK: ABN AMRO’s AI Innovation Hub in the heart of Amsterdam, and what it takes to industrialise innovation inside a bank

Speaker: Yorick Naeff, Head of Innovation, ABN AMRO Bank

09:20 – 09:30 (10 MIN) — DATA SCIENCE AS THE AI FOUNDATION — OPEN SLOT

 

Why the data science and analytics backbone determines whether GenAI initiatives scale or stall

09:30 – 09:50 (20 MIN) — AGENTIC AI IN BANKING, THIS IS NOT A DRILL

 

Real deployments, real results — how ABN AMRO is moving beyond chatbots to autonomous AI agents

Speaker: Andrei Ilchenko, CIO Personal & Business Banking, ABN AMRO Bank

09:50 – 10:00 (10 MIN) — THE BANK THAT LEARNS — OPEN SLOT

 

How AI-driven hyper-personalisation is reshaping the relationship between banks and their customers

10:00 – 10:30 (30 MIN)  — PANEL: THE FUTURE OF AI-NATIVE BANKING — STRATEGY, TRUST AND REGULATION

Panelists:

– Cyprian Smits, Chief Global AI Officer, Rabobank

– Onur Can Koltukcu, Policy Officer AI and Fintech, DNB (Dutch Central Bank)

Moderator:

– Frans van Bruggen, Lead Norms, Values and Regulation, AIC4NL

  • How are Chief AI Officers setting AI strategy at board level — and where is the ambition-vs-governance tension sharpest?
  • What does the EU AI Act’s August 2026 high-risk deadline actually require of banks in practice?
  • Building trust in AI-native banking — with customers, regulators and internal risk committees
10:30 – 10:50 (20 MIN) — DXC (PLATINUM SPONSOR)

 

AI infrastructure and tooling for scaling GenAI across the enterprise

10:50 – 11:00 (10 MIN) — OPEN SLOT

 

The data, governance and organisational foundations banks need before they can scale GenAI responsibly

11:00 – 11:30 (30 MIN)  — PANEL: FROM PILOT TO PRODUCTION — GENAI AND AGENTIC AI IN BANKING

Panelist:

– Marian Nagy, Managing Director Advanced Analytics/AI, Raiffeisen Bank Hungary)

– Massimo Tumolo, GenAI Product Owner & Innovation Lead, ABN AMRO Bank

Moderator:

– Frans van Bruggen, Lead Norms, Values, and Regulation, AIC4NL

  • Where is agentic AI actually delivering value today, versus still in pilot?
  • What separates GenAI projects that scale from those that stall?
  • What does responsible AI scaling look like in practice — and who owns accountability when it goes wrong?

Best fit for: Chief Global AI Officer, AI Program Director, GenAI Transformation Lead, Innovation Manager, Innovation Lead, Head of Innovation, Head of Robotics & AI, Data Scientist, AI Ethics & Data Risk Lead, Head of Model Risk, AI Risk Manager, CTO / CIO, CDO, Fintech founders / vendors

11:30  — Lunch break — 1.5 hours (11:30–13:00)
Apply To Speak

13:00 – 15:00 | SESSION 1.2 — LEGACY & CORE MODERNISATION

Leading European banks aren’t just reacting to legacy constraints — they’re proactively re-architecting their core to compete on speed, resilience and cost. Session 2 brings together the practitioners, vendors and analysts driving this work, from live mainframe modernisation programmes to AI-assisted legacy transformation and the build-vs-buy-vs-partner decision that every bank eventually faces.

13:00 – 13:20 (20 MIN) — FROM MAINFRAME TO MICROSERVICES

 

A practitioner’s guide to migrating decades of core banking logic without disrupting operations

Speaker: Anthony Davis, Z ISV Acceleration Group Manager, IBM

13:20 – 13:40 (20 MIN) — RABOBANK — MIGRATION CASE STUDY

 

Lessons from actively modernising a live mainframe environment at scale

13:40 – 13:50 (10 MIN) — OPEN SLOT
13:50 – 14:00 (10 MIN)— SIG (SOFTWARE IMPROVEMENT GROUP) — LEGACY CODE DOESN’T HAVE TO BE A LIABILITY

 

How automated code analysis is changing the economics of mainframe and legacy modernisation

14:00 – 14:10 (10 MIN) — BUILD, BUY OR PARTNER?

 

How European banks are making core banking platform and modernisation decisions in 2025/26

Speaker: Ohad Kotler, Co-Founder & CEO, Tweezr

14:10 – 14:20 (10 MIN) — OPEN SLOT
14:20 – 15:00 (40 MIN)  — PANEL: MIGRATION CASE STUDIES — WHAT ACTUALLY WORKS

Panelists: not yet confirmed

  • Architects and transformation leads share hard lessons from live core banking and mainframe programmes across Europe
  • How do you keep the lights on while rebuilding the engine? Managing risk, continuity and stakeholder confidence during multi-year migrations
  • Vendor selection, contract structures and the build-vs-buy decision — what banks wish they’d known before signing

Best fit for: CTO / CIO, Enterprise Architect, Solution Architect, IT Architect, Data & platform leads, Tech transformation leads, Platform Transformation Lead, Head of Core Banking, Head of Digital Banking, Cloud Director, IT Area Lead, Core banking vendors

15:00  — Coffee break — 1 hour (15:00–16:00)

16:00 – 17:30 | SESSION 1.3 — TREASURY, TRANSACTION BANKING & PAYMENTS

As payment rails get faster and both large corporates and SMEs demand real-time visibility over cash, treasury and transaction banking are converging into a single strategic conversation. Session 3 closes Hall 1 by looking at how banks — and the fintechs serving their clients — are modernising cash management, liquidity and payments for businesses of every size, reimagining treasury not as a back-office function but as a source of competitive advantage and new revenue.

16:00 – 16:20 (20 MIN) — TREASURY REIMAGINED — OPEN SLOT

 

Why real-time payments and instant liquidity visibility are turning treasury from a cost centre into a strategic differentiator — for corporates and SMEs alike

16:20 – 16:40 (20 MIN) — TRANSACTION BANKING IN THE API ECONOMY

 

How embedded, API-first corporate payments and cash management are reshaping what clients expect from their bank

Speaker: Abosede Ajayi, Head of Payments Team, Technical Product Owner, Solaris

16:40 – 17:00 (20 MIN)— LIQUIDITY-AS-A-SERVICE — OPEN SLOT

 

How AI-driven, real-time cash flow forecasting is bringing enterprise-grade liquidity management within reach of SMEs and mid-market businesses

17:00 – 17:30 (30 MIN) — PANEL: THE FUTURE OF CORPORATE AND SME TREASURY

Panelist:

– Heman Kukreja, SVP, Business Divisional Finance & Group Treasury, Danske Bank

  • How is real-time payment infrastructure changing the treasurer's job — from periodic reporting to continuous liquidity management — at both enterprise and SME scale?
  • Build, buy or partner: how banks are deciding whether to build treasury tech in-house or work with fintech providers to serve corporate and SME clients
  • What does the next generation of transaction banking look like, and who is best positioned to own the relationship — banks, fintechs or platforms?

Best fit for: Group Treasurer, Head of Treasury, Treasury Innovation Lead, Head of Transaction Banking, Head of Cash Management, Head of Corporate Payments, Payments Product Owner, Liquidity Management Lead, SME Banking Lead, CFO / Treasurer, Fintech founders / vendors (payments & treasury tech)

HALL 2: CRIME, RISK & ECOSYSTEMS

09:00 – 11:30 | Session 2.1 — FINANCIAL CRIME, FRAUD & CYBER SECURITY

Financial crime is becoming faster, more sophisticated and increasingly AI-powered — and the regulatory response is escalating to match. Session 2.1 covers the financial crime challenge in depth: evolving fraud typologies, the transformation of KYC and CDD, the arrival of the EU Anti-Money Laundering Authority, and the growing use of machine learning in transaction monitoring and cyber threat detection. A morning for FEC specialists, fraud leads, KYC practitioners, CISOs and the RegTech community working at the frontline of keeping the financial system clean.

09:00 – 09:20 (20 MIN) — THE FINANCIAL CRIME LANDSCAPE IN 2025 — OPEN SLOT

 

How AI is reshaping both sides of the fight — from AI-powered fraud typologies to AI-assisted detection — and what that means for cross-border AML challenges facing EU banks today

09:20 – 09:40 (20 MIN) — KYC TRANSFORMATION — FROM CHECKBOX TO COMPETITIVE EDGE — OPEN SLOT

 

How AI-driven onboarding and CDD processes are replacing static checklists with continuous, risk-based customer intelligence — faster, cheaper and more effective at the same time

09:40 – 09:50 (20 MIN) — AMLA — WHAT CHANGES WHEN EUROPE TAKES OVER

 

(Placeholder) The new EU Anti-Money Laundering Authority is operational — including its expectations for how banks use AI and automation in AML compliance, and what direct supervision means for your governance framework

Speaker: Daniel Meel, Head of Innovation, Design & Change, Detecting Financial Crime Division, ABN AMRO Bank

09:50 – 10:00 (10 MIN) — TRANSACTION MONITORING THAT ACTUALLY WORKS — OPEN SLOT

 

Moving beyond rule-based systems — how machine learning and AI-driven pattern detection are reducing false positives and catching what rule sets miss

10:00 – 10:30 (30 MIN) — PANEL: FINANCIAL CRIME — TRANSACTION MONITORING & KYC IN THE AI ERA

 

  • How are banks using AI to transform KYC and CDD — faster onboarding, smarter risk scoring and continuous monitoring instead of periodic reviews
  • Moving beyond rule-based transaction monitoring — how machine learning is reducing false positives and catching what rules miss
  • Regulatory acceptance of AI in KYC and transaction monitoring: what the EBA guidelines, AMLA expectations and EU AI Act mean for how you build and document your models
10:30 – 10:50 — DEEPFAKES, SYNTHETIC IDENTITIES AND THE NEW FRAUD FRONTIER

 

(Placeholder) AI is being used against banks — how to detect and defend against the next generation of identity fraud

Speaker: Sabine Schmidt, Director Channel Security & (Cyber) Fraud, ABN AMRO Bank

10:50 – 11:00 — SHARED INTELLIGENCE, SHARED DEFENCE — OPEN SLOT

 

The case for inter-bank data sharing in fraud prevention — and the regulatory path to making it work in the EU

11:00 – 11:30 (30 MIN) — PANEL: FRAUD & CYBER SECURITY — STAYING AHEAD OF THE CRIMINALS
  • Fraud typologies are evolving faster than rule sets can keep up — how banks are using behavioural analytics, network analysis and real-time detection to close the gap
  • The industrialisation of fraud: synthetic identities, deepfake onboarding and AI-generated social engineering — where fraud and cyber security now overlap
  • Cross-bank collaboration, shared intelligence and the regulatory path to data pooling — the practical steps the industry can take today to make financial crime harder to commit

Best fit for: Global Head of Financial Crime, FEC Strategy Officer, FEC Specialist, Global FEC Consultant, KYC Design Lead, KYC Expert Lead, KYC Innovation Manager, Head of KYC & Regulatory Affairs, CDD Specialist, Transaction Monitoring Lead, Global Lead Transaction Monitoring, Onboarding Specialist, Fraud specialists, AI & data leads (FEC), RegTech vendors, CISO, Head of Cyber Security, Cyber Threat Intelligence Lead

11:30 – 13:00  — Lunch break — 1.5 hours
Apply To Speak

13:00 – 15:00 | Session 2.2 — RISK DATA, GOVERNANCE & REGULATORY REPORTING

The EU regulatory reporting agenda keeps growing, but the deeper issue banks keep confronting is data itself — its quality, its governance, and whether it can be trusted to feed both regulators and internal decision-making. Session 2.2 brings together risk, data and compliance leaders to look at what it actually takes to get risk data right — from BCBS 239 to AI-era regulatory reporting.

13:00 – 13:20 — REGULATORY REPORTING IN THE BASEL IV ERA — OPEN SLOT

 

How CRR3/CRD6 are reshaping capital calculations and RWA models — and why regulatory reporting is becoming a broader data challenge, not just a Basel exercise

13:20 – 13:40 — BCBS 239 — THE DATA QUALITY PROBLEM THAT WON’T GO AWAY

 

Why risk data aggregation and reporting accuracy remain the ECB’s top supervisory concern, and how to fix it

Speaker: Krista Luijten, Chief Data & Analytics Officer, Finance & Risk, ABN AMRO Bank

13:40 – 14:00 — DATA GOVERNANCE AS A RISK DISCIPLINE — OPEN SLOT

 

Why data governance — ownership, lineage, quality controls — is becoming as critical to risk management as the models built on top of it

14:00 – 14:20 — FROM REPORTING TO INSIGHT — RISK DATA ANALYTICS IN PRACTICE — OPEN SLOT

 

How banks are moving beyond compliance-driven reporting toward using risk data for real decision-making and forecasting

14:20 – 14:30 — AI GOVERNANCE — BUILDING THE COMPLIANCE MUSCLE — OPEN SLOT

 

Model risk, explain-ability and the EU AI Act: what a mature AI governance framework looks like inside a bank

14:30 – 15:00 (30 MIN) — PANEL: GETTING RISK DATA RIGHT — QUALITY, GOVERNANCE AND REGULATORY REPORTING

Moderated by Rheta du Preez (Monocle UK and Europe)

  • What does good risk data governance actually look like in practice, and who should own it?
  • BCBS 239, all over again: why does risk data aggregation remain unsolved a decade on, and what’s different this time?
  • How are banks using AI and automation to turn regulatory reporting from a burden into a source of strategic insight?

Best fit for: CRO, Chief Risk Data Officer, Head of Regulatory Reporting, Head of Risk Data & Analytics, Chief Data Officer (Risk/Finance), Data Governance Lead, Risk Data Aggregation Lead, Basel / CRR-CRD Reporting Lead, Model Risk Lead, Head of Prudential Risk, AI Governance Lead

15:00 – 16:00 — Coffee break — 1 hour

16:00 – 17:30 | Session 2.3 — ECOSYSTEMS, VENTURES & BAAS

What does it actually look like when a bank commits to platform thinking — not as a strategy slide, but as a portfolio of live ventures? Session 2.3 takes a European bank’s fintech ecosystem as a working case study: four ventures, four different models — SME lending, challenger banking, retail payments and investing — built inside or alongside one institution. A close-up look at how banks build, fund and govern an ecosystem of ventures without losing coherence.

16:00 – 16:10 (10 MIN) — SME LENDING, BUILT VENTURE-STYLE

 

How a venture-built SME lending platform operates alongside its parent bank

16:10 – 16:20 (10 MIN) — THE CHALLENGER-BANK-INSIDE-A-BANK MODEL

 

What it takes to run a standalone challenger bank as part of a larger banking group

16:20 – 16:30 (10 MIN) — OPEN SLOT (SPONSOR)
16:30 – 16:40 (10 MIN) — TIKKIE — RETAIL PAYMENTS AT CONSUMER SCALE

 

How Tikkie scaled from a peer-to-peer payments app to a core part of everyday retail payments

Speaker: Dennis Overbeeke, Tikkie (an ABN AMRO Company) — confirmed

16:40 – 16:50 (10 MIN) — INVESTING AS AN EMBEDDED PRODUCT

 

Building a consumer investing app as a venture within a bank’s ecosystem

16:20 – 16:30 (10 MIN) — OPEN SLOT (SPONSOR)
17:00 – 17:30 (30 MIN) — PANEL: ONE BANK, FOUR VENTURES — WHAT AN INTERNAL ECOSYSTEM ACTUALLY TAKES
  • Why build separate ventures instead of features inside the core bank — what does independence buy you, and what does it cost?
  • Governance, funding and brand: how do you give ventures room to move fast while staying accountable to the parent bank?
  • What happens when a venture’s model conflicts with the core bank’s — cannibalisation, culture clash, competing for the same customer?

Best fit for: Innovation Manager, Innovation Lead, Head of Innovation Partnerships, Venture Builder, Head of Fintech Venturing, Business Developer, Chief Commercial Officer, Head of Embedded Lending, BaaS Product Owner, Product Manager (Open Banking), Fintech founders / vendors

17:30 – 21:00 — Money Party — Networking Reception

 

The day’s sessions close at 17:30 and the Money Party begins. Join fellow attendees, speakers and sponsors for an evening of drinks, food and informal conversation. The networking reception is where deals get started, speaker conversations continue and the connections made during the day get a chance to go deeper. All registered attendees are welcome.

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