Sponsors
European Digital Finance Conference
Shaping the Future of Finance
SESSION 1. THE EVOLUTION OF THE EUROPEAN BANKING SECTOR: GEOPOLITICS, MACROECONOMICS, AND EMERGING TECHNOLOGIES
This session will explore the ongoing transformation within the European banking sector, focusing on the impact of geopolitics, macroeconomic trends, and emerging technologies such as AI. Attendees will gain insights into how these factors are reshaping banking operations and regulatory developments across Europe.
09:00 Navigating the Era of Exponential Risk, Hanna Sundqvist, Head of Growth and Analytics, Europe & Africa, Moody’s
- Outlook for the banking industry; Europe & Ukraine
- Early warning indicators of increased credit risk
- Understanding the impact of macroeconomic scenarios
09:20 Emerging Technologies Shaping the Future of Finance by Igor Mikhalev, Partner, Software and Emerging Tech Strategy, EY
09:40 Agentic AI in Banking 2025 – Scaling Out GenAI to Business Processes , Paul Hewitt, Head of Data & AI for Financial Markets, DXC
10:00 Presentation by Francesco Aghemio, Head of Belgium and Netherlands Branches, Revolut
10:20 Panel Discussion: The Evolution of The European Banking Sector: Geopolitics, Macroeconomics, and Emerging Technologies.
Panelists:
- Volodymyr Mudryi, CEO, OTP Bank Ukraine
- Giorgi Shagidze, CEO, maib
- Francesco Aghemio, Head of Belgium and Netherlands Branches, Revolut
Moderator:
- Morten Kriek, Co-Founder, The Banking 50
Key topics:
Geopolitical forces shaping the future of European banking.
Macroeconomic challenges and opportunities in a shifting global landscape.
The role of AI and emerging technologies in modernizing banking operations.
Regulatory responses to technological advancements and their implications for financial institutions.
Location: Main Stage
SESSION 2. OPEN BANKING & OPEN FINANCE IN EUROPE: REGULATION, INNOVATION, AND CROSS-BORDER OPPORTUNITIES
Building upon the transformative impact of emerging technologies discussed in the previous session, this session delves into the evolving landscape of open finance in Europe, examining the delicate balance between regulation and innovation. The session will explore the current state and future trajectory of open finance initiatives, regulatory frameworks, and cross-border opportunities, with a particular focus on how these developments are reshaping financial services across Europe.
As financial crime continues to evolve in sophistication, the insights from this session will naturally lead into discussions about leveraging new technologies and frameworks to enhance security and fraud prevention in the next session.
12:00 Igniting Creativity for Organisational Value – a case study for driving innovation through AI by Ivo Camilleri, Chief Strategy, Transformation and Data Officer, Bank of Valetta
- Showcasing Innovation Success: How a structured innovation townhall energized a banking team to think creatively, embrace AI, and deliver tangible proof-of-concept solutions.
- Building an Innovation Culture: Steps to inspire creativity, foster an organisational mindset of innovation, and integrate emerging technologies to drive value in banking.
- Scalable Impact: Lessons learned from the initiative and strategies for replicating it across teams to cultivate an innovation-driven organisation.
12:20 Digital Transformation by Abdelhakim Benamara, Deputy Head of Retail – Europe and Mediterranean, BNP Paribas
12:40 KeeperPAM for DORA compliance, David Goyvaerts, Director Channel EMEA, Keeper Security
12:50 Available speaking slot (contact us via speaker page)
13:10 Panel Discussion: Open Banking & Open Finance in Europe: Payments, Regulation, Innovation and Cross-Border Opportunities
Panelists:
- Fabrice Denele, Senior Vice President, Payments Partnerships, BPCE Payments
- Inge van Dijk, Director Payments, Cash and Market Infrastructure, DNB (Dutch Central Bank)
- Ulrich Loof, Vice President Transaction Management, DZ Bank
- Heather Xiao, Founder & CEO, Horizon Zero
Moderator:
- Willem Knaap, Strategist & Innovation Leader, WVE Digital
Key topics:
Regulatory evolution in European open finance, including FiDA and PSD3 implementation progress and their implications for the ecosystem
Digital identity developments and trust frameworks as foundational elements enabling open finance transformation and enhanced financial inclusion
International collaboration initiatives advancing cross-border open finance implementation and innovation
Location: Main Stage
SESSION 3. TRANSFORMING BANKING WITH GENERATIVE AI AND CONVERSATIONAL INTELLIGENCE
This session explores how financial institutions are leveraging generative AI and conversational technologies to revolutionize customer interactions, service delivery, and operational efficiency. Industry leaders will share practical insights on implementing AI solutions, developing strategic tools, and maintaining service quality while driving innovation in banking through emerging technologies.
15:00 Boosting Efficiency with Personalized Customer Communications Through AI and Human Collaboration, Oleg Baranov, Founder & CEO, FLAMETREE
- AI in Action: Revolutionizing Customer Acquisition, Service, and Debt Collection
- Personalized Interactions: Leveraging a 360° customer view, including data, interaction history, and insights into needs and attitudes
- Maintaining Control: Ensuring communication and service quality when utilizing AI Agents
- Continuous Improvement: Enhancing AI Agents with the most effective communication models for optimized performance
15:10 Building The Future Of Customer Interactions with GenAI by Thom Kokhuis, SVP, Head of Conversational AI and CRM, Rabobank
15:30 Maximizing AI while minimizing disasters by Luc Brandts, CEO at Software Improvement Group (SIG)
- How to balance opportunities, risk and compliance
- The key steps to pragmatic AI governance
- Pragmatic implementation of responsible AI development
- The types of things that can go wrong
15:50 Developing the products and tooling portfolio to enable strategic transformation by Merijn Olsthoorn, Project Lead GenAI, ING Bank
16:10 The Future is Conversational: AI-Driven Insights from Every Voice, Max Mozgovoy, CEO & Founder, Voxdiscover.com
16:20 How to build relevant communications with clients by Oleksii Popov, Head of Digital Marketing, PrivatBank
16:30 Panel Discussion: Emerging Technologies Driving Innovation in Banking
Panelists:
- Laurens Hamerlinck, Head of Fintech Venturing, ABN AMRO Bank
- Johan Lemmens, Head of Global Design Center of Expertise, ING Bank
- Michael Grela, Head of Financial Services Consultancy & Growth, Speednet
Moderator:
- Igor Mikhalev, Partner, Software and Emerging Tech Strategy, EY
17:30 – 20:30 NETWORKING RECEPTION
Key topics:
AI-driven detection and prevention of financial crime.
The role of big data in enhancing cybersecurity and risk management.
Leveraging cloud technologies to improve security, scalability, and response to cyber threats.
Location: Main Stage
SUMMARY OF KEY CONFERENCE TOPICS
- Embedded finance
- Open banking
- Artificial intelligence
- Consumer fintech
- Regulatory technology
- Blockchain integration
- Buy now, pay later
- Decentralised finance
- Green fintech
- Banking-as-a-service (baas)
- Digital Lending
- Neobanks
- Ai-powered personal finance advisors
- Biometrics
- Regulatory compliance
- Cybersecurity
- Financial inclusion
- Generative AI
- Insurtech
- Sustainability
INTERACTIVE PANELS
PARTICIPATION
Join senior executives from leading banks, regulators, and Europe’s top vendors and service providers as they engage in dynamic and insightful panel discussions. These sessions will feature lively exchanges on critical topics, offering attendees a unique opportunity to hear expert perspectives and explore the future of digital finance
Key topics:
The Evolution of the European Banking Sector: Geopolitics, Macroeconomics, and Emerging Technologies
European Payments in Transition: From PSD3 to Open Finance and Digital Identity
Leveraging AI, Data, Cloud, and Cybersecurity to Combat Financial Crime
These interactive sessions promise to provide deep insights into the future of AI and digital finance, shaping the conversation around innovation, security, and trust.
