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European Digital Finance Conference

November 27:
From Strategy to Scale: How Banks Win in the Age of AI and Embedded Finance
Digital Resilience: From Lending and Security to CBDCs and Payments
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Provisional Agenda

(Hall 1 & Hall 2)

Hall 1

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Hall 1: From Strategy to Scale: How Banks Win in the Age of AI and Embedded Finance

 

Session 1: From Open Banking to AI Advantage: Turning Digital Hype into Measurable Value

 

Chair: Mac Mahalingam (AWS)

 

Presentations:

 

  • Banking Sector Insights by Istvan Rab, Associate Partner, Global leader McKinsey Panorama, McKinsey & Company
  • Personalize customer interactions with AI agents that truly know your customers, Oleg Baranov, CEO, Flametree
  • To be confirmed, bank
  • Making Bank’s Platform Strategy Work Beyond the Hype. Turning Super Apps, APIs and AI into Real Business Results, Slava Kostin, CEO, Wislacode
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Session 2: The AI-Infused Bank: Building Data-Driven Platforms and Digital Infrastructure for Growth

 

Presentations

  • DXC Technology, Data Sovereignty
  • Embedded services: driving growth & digital transformation, Joris Hoekstra, Lead Strategy, Portfolio & Transformation, Rabobank
  • From Data-Driven to AI-Infused: The Next Leap in Banking Transformation, CRIF, From Data-driven to AI

 

Panel – Beyond the Buzzwords: Inside the Banks Delivering Real-World Digital Transformation

  • Jasper Wolfs, Lead Product Manager Open Banking, Rabobank
  • Bart Jansen, GenAI and Customer Channels & Experience Projects Director, ING Bank
  • Khanim Rustamova, Tribe Lead, Employee Experience, Birbank
  • One more place available

 

Moderator: Sarina Deuble, Associate Partner, Global leader of McKinsey’s Embedded Finance Service Line, McKinsey & Company

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Session 3: Embedded Finance and the Rise of Banking-as-a-Service: Collaborate or Compete?

 

Presentations

  • Sarina Deuble, Associate Partner, Global leader of McKinsey’s Embedded Finance
  • Nicolas Kozakiewicz, Chief Innovation Officer, Worldline

 

Panel – Inside Digital Transformation: What Works (and What Doesn’t) in Global Banking

  • Piotr Szulc, Head of Delivery & PMO, UniCredit (Poland)
  • Engin Asolar, Lead Architect, Nexent Bank

Hall 2

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Hall 2: Digital Resilience: From Lending and Security to CBDCs and Payments

 

Session 1: The Future of Credit: Embedded Lending and Next-Gen SME Financing

 

Presentations

  • Presentation by Martijn Gerritsen, Director, EY Panthenon
  • Reimagining Lending Journeys and Product in Challenging Times by Serhii Karaluov, Retail Lending Director, Raiffeisen Bank Ukraine
    – Competing with fintech through innovation
    – Building customer-first products in legacy systems
    – Supporting entrepreneurs liquidity in wartime economy
  • Built to matter: Product-driven change in SME lending by Alisa Golovunina, Product Owner, and Alisa Varaksina, Product Developer, New10
In this session, we’ll dive into what product-driven change really means. You’ll see how this approach works inside New10, from improving our lending product based on real customer data to automating assessments that speed up decisions. In a fast-changing, tech-heavy industry, staying relevant means putting meaningful product improvements first, not just chasing the latest trend.
  • Presentation by DXC Technology together with ING Bank

Panel – Inside the Lending Revolution: Platforms, Partners and Purpose

  • Ciprian Dragomir, Product Owner, Digital Lending, Offline Journeys Platform, tbi bank (Romania)
  • Thomas Vles, Founder & CEO, GoDutch (Netherlands)
  • Jarkko Maensivu, CEO and Chairman, Saldo Bank (Finland)
  • One more place available

Moderator: Martijn Gerritsen, Director, EY Panthenon

 

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Session 2: Beyond Compliance: AI and Collaboration in the Fight Against Financial Crime

 

Presentations:

  • Yevhen Baliutov, Chief Information Security Officer, Raiffeisen Bank Ukraine
  • Wiebe Fokma, Fraud and Money Laundering Detection Strategist, SurePay, together with Rabobank
  • Nicole Onuta, Lead AI Risk Management, ING

Panel – Navigating the New Risk Frontier: DORA, AI, and the Future of Digital Trust

  • DXC Technology
  • Worldline
  • ING
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Session 3: CBDCs, Stablecoins and Real-Time Payments: The New Monetary Architecture

 

Presentations:

  • Igor Mikhalev, Partner, Software and Emerging Tech Strategy, EY Panthenon
  • Slot available
  • Menno Broos, Project Lead Digital Euro, DNB (Dutch Central Bank)
  • Slot available
  • Paul Francis Walvik-Joynt, SVP, Real Time Payments, Mastercard

Panel – “The Race to Digital Money: How Banks and Market Infrastructures are Shaping the Future of Value Exchange

  • Bart Garré, Legal Counsel for Strategic and Innovative Projects, Euroclear
  • Joris Dekker, Market Infrastructures, Head of Digital Euro, ABN AMRO Bank
  • Daniele Dondi, Lead Digital Strategy & Innovation Wholsesale Banking, ING Bank
  • One more place available

 

Moderator: Igor Mikhalev, Partner, Software and Emerging Tech Strategy, EY Panthenon

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    Money Party

     

    17:30–20:30 | Networking Reception
    Join us at the Money Party, the official networking reception of the European Digital Finance Conference. Powered by The Banking 50, this is where meaningful connections are made, ideas are exchanged, and business opportunities come to life. An unmissable chance to expand and strengthen your professional network in banking and financial services.